So Nick has a bruised spine and some bruised ribs. Try to imagine how that feels day to day. And *by law*, he can get no compensation whatsoever for the first 7 days of lost wages. And *by law* he must use up all of my physiotherapy coverage before our auto insurance rider will take over. Since he has a bum knee, we can pretty much forget about treating that this year.
Ok ... so this simply sucks .... *by law* ...
4 comments:
My apologies to Josefina for deleting the content of the comment posted today. I simply cannot allow content to be posted as a part of my blog that I cannot read.
Wow. I thought we had it bad here, but at least Autopac will pay for our physiotherapy (and not have to use up our tiny work ceiling portion). And what is with not getting paid for the first 7 days? That's just wrong! Since you don't have a monolithic government imposed monopoly for an insurance administrator (like MPI :-) can you not switch insurance companies? get something more comprehensive? I know it won't help for this time, but if anything happens again. Sorry and hope Nick gets better soon. Ouch.
Well ... that's the problem. This is all Ontario law. The whole rip off is common to all companies. I've been told that we should have lied about having coverage for physio ... which tells me that there are people who do. That's what happens when a government passes an unfair law ... people make it fair by putting themselves at risk. I just suck it up and pay. Which pisses me off.
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